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class="shang_ban">在校大学生想在宁波限购区域购?由父母贷款首付需几成</p> <p class="bai_xing">作者: 时间:2017/8/11 18:34:00 来源:中国宁波网</p> <p class="zai_yao">欧美老外毛片m.56.com摘要:七八月份,楼市在炎热中,平稳有序。在商报楼市微信公众平台“宁波新房?rdquo;上,仍然有不少市民发来各类提问。随着越来越多的市民,带着理性买房,但是对房子的关注度并没有减少。如果你打算 ......</p> <div id="pic_url"> </div> <div id="fe5zut489" class="bodycontens"> <p>七八月份,楼市在炎热中,平稳有序。在商报楼市微信公众平台“宁波新房?rdquo;上,仍然有不少市民发来各类提问。随着越来越多的市民,带着理性买房,但是对房子的关注度并没有减少?/p><p>如果你打算近期买房置业,在买房中遇到任何疑问,欢迎关?ldquo;宁波新房?rdquo;,在微信上提问。今起,商报开?ldquo;楼市帮你?rdquo;栏目,将定期邀请专业人士为您解疑释惑,您可以留下您的手机号,以便我们更好地为您服务?/p><p>本期,我们就买房事宜,邀请了宁波市房管中心、市住房公积金管理中心、经纪机构的相关专家解答读者们的疑问?/p><p>关键?二套?/p><p>欧美老外毛片m.56.com1:赵先生:我来自山东,目前在宁波工作。在山东有房,买房贷款已还清,在宁波尚未买房。目前,想在宁波限购圈内再买套房,算不算首套房?公积金买房贷款是否按首套房计算?</p><p>宁波市房管中心答:根据我市今??4日起实施的限购限贷政策,可在限购区域内购买住房的非本市户籍居民家庭,要求是本市海曙区、江北区、鄞州区行政区域内无住房的非本市户籍居民家庭,自买房之日?年内,在本市累计缴纳1年以上个人所得税或社会保险缴纳证明,在限购区域内暂定可以购买1套住房?/p><p>赵先生的这种情况,如果符合社保或者个税缴纳条件并取得相应缴纳证明,且三区范围内本人及其家庭成?配偶及未成年子女)名下没有住宅的,可以在限购区域内购买一套住房?/p><p>2、赵先生还问,他这种情况,在宁波限购区域内买房,是否属于首套房?</p><p>市住房公积金管理中心专家答:根据住房公积金买房贷款的有关规定,借款人家?包括借款人、配偶及未成年子?住房套数,以拟买房所在地、住房公积金缴存地房屋登记管理部门出具的借款人家庭住房情况证明和人民银行个人征信系统个人住房买房贷款余额记录,以及在面谈面签中借款人承诺的家庭住房实有套数为依据?/p><p>此前,赵先生在山东已拥有一套住房并已结清买房贷款。现在打算在宁波也就是拟买房所在地,购买第二套改善性住房,同时他公积金缴存在宁波,所以买房前先去房屋登记部门查一下房子的套数。如果查出来名下没有房屋,那就算首套,可按照首套房买房贷款政策申请拟买房地的住房公积金买房贷款?/p><p>欧美老外毛片m.56.com3、陈先生:我是本地户籍居民,几年前丧偶,在本地有一套房子没有买房贷款,像我这种情况,可以在限购区域内再购买一套房吗?</p><p>宁波市房管中心专家答?月起实施的限购政策是以家庭为单位的,离异或者丧偶的本市户籍居民,将核查其本人及由本人抚养的未成年子女在海曙区、江北区、鄞州区名下的住房情况。如果陈先生(如有未成年子女的,连同未成年子女)在三区内名下只有一套住房的,可以在限购区域内再购买一套住房?/p><p>欧美老外毛片m.56.com4、余先生:我是宁波市区户籍,目前己退休。因拆迁在限购区域内购买了一套安置房。我想咨询一下,我这种情况,还能在限购区域内买房吗?</p><p>宁波市房管中心专家答:根据最新的限购政策?014?0?日起,海曙区、江北区、鄞州区行政区域内选择货币补偿的房屋被征收人,持房屋征收货币补偿协议原件在限购区域内购买住房的,可不受限购政策限制?/p><p>2016??3日起,海曙区、江北区、鄞州区行政区域内城中村改造以及征收集体所有土地住宅拆迁选择货币安置的房屋被拆迁人,持房屋拆迁货币补偿安置协议原件在限购区域内购买住房的,可不受限购政策限制?/p> 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