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href=\"javascript:ChangeProvince('" + ChangeCity[i][2] + "')\">" + ChangeCity[i][4] + "</a>·"; } else { returnvalue += " <a class=\"hai_2\" href=\"javascript:ChangeProvince('" + ChangeCity[i][2] + "')\">" + ChangeCity[i][4] + "</a>·"; } } } returnvalue += "<a class=\"hai_2\" href=\"javascript:displayProvince()\">[更多城市]</a>"; //此处需要细? document.write(returnvalue); </script> </div> <div id="fe5zut489" class="hai_you"> <span class="hai_right"> <img src="../../Images/Rentimg/weituo.gif"></span> <span class="hai_right2"><a href="/UserRegister/Login/" target="_blank">委托出租</a> | <a href="/UserRegister/Login/" target="_blank">委托出售</a></span> </div> </div> <div id="fe5zut489" class="an_box"><!--an_box --> <div id="fe5zut489" class="an_left2"><!--an_left --> <p class="shou_ye"> <span><a href="http://habitindustries.com" target="_blank">首页</a></span> <span class="shou_se">></span> <span></span> <span class="shou_se">> </span> <span>热点新闻</span> </p> <p class="shang_ban">聚焦北京共有产权?可用公积金贷?购房需腾退</p> <p class="bai_xing">作者:佚名 时间:2017/10/25 22:01:00 来源:中国新闻网</p> <p class="zai_yao">摘要:中新网客户端北?0?5日电 北京共有产权住房一经推出,就吸引了社会各界的广泛关注。为此,北京市住建委近日就选址、申请、价格、再上市等大众关注话题推出系列解读:购买共有产权住房仍可使用利率更低的公?......</p> <div id="pic_url"> </div> <div id="fe5zut489" class="bodycontens"> <p>中新网客户端北京10?5日电 北京共有产权住房一经推出,就吸引了社会各界的广泛关注。为此,北京市住建委近日就选址、申请、价格、再上市等大众关注话题推出系列解读:购买共有产权住房仍可使用利率更低的公积金贷款;再购买商品房,购房人需将共有产权住房腾退给更困难?ldquo;夹心?rdquo;等等。中新网客户端北?0?5日电 北京共有产权住房一经推出,就吸引了社会各界的广泛关注。为此,北京市住建委近日就选址、申请、价格、再上市等大众关注话题推出系列解读:购买共有产权住房仍可使用利率更低的公积金贷款;再购买商品房,购房人需将共有产权住房腾退给更困难?ldquo;夹心?rdquo;等等?/p><p>与公租房、自住房有啥区别?/p><p>一直有网友搞不清:“共有产权住房与同为保障性住房的公租房、限价房、自住房有啥区别?rdquo;</p><p>为此,中新网记者对北京住建委的官方释疑进行了梳理。从保障房的性质来说,分为租赁型保障房和产权型保障房,众所周知的公租房即属于租赁型保障房,其保障功能体现在租赁上,而非买卖?/p><p>同理,如果保障房具有交易属性,可以买卖产权(部分或者全部),即属于产权型政策房或保障房,包括经济适用房、限价商品房、自住型商品房和共有产权房。但是,共有产权房与其他产权型政策房不同的是,不可转换为完全商品房,而其他产权型政策房在满足一定条件后,可转为完全商品住房?/p><p>比如,共有产权房购房人取得不动产权证?年的,可按市场价格转让所购房屋产权份额,未持有部分不得转让;而自住型商品房购买满5年的,可转让全部产权?/p><p>“共有产权房不能转商品房,挤掉了投资需求,同时也意味着换房时升值空间有限?rdquo;中原地产首席分析师张大伟告诉中新网记者?/p><p>欧美老外毛片m.56.com可否使用公积金贷款?</p><p>对个人购房者来说,共有产权意味着更低的购房成本和更少的首付,此前公积金贷款额度不够、只能商贷买房的刚需群体,终于有了新选择。北京住建委官方微信?ldquo;安居北京”明确回应:购买共有产权房可以使用公积金贷款?/p><p>记者了解到,目前在北京购买首套房多数银行商贷利率为基准利率?.9%)上?0%,二套房上浮20%,分别为5.39%?.88%。举例来看,同样是购买首套房贷款100万元、贷款期?5年,公积金贷款利率为3.25%,月均还款额?900元;若使用商业贷款,执行利率?.39%,月均还款额升至6100元,月供高出?200元?/p><p>“这对普通家庭来说,可不是一笔小数目?rdquo;在张大伟看来,在北京买房能用公积金的基本都算有底子的购房者,毕竟公积金贷款上限是120万元,一?00万元的房子,首付起码300万元。况且,公积金贷款依然施行着“认房不认?rdquo;?/p><p>买了商品房后,共有产权房要腾退?/p><p>“传说住进共有产权房后再有商品房的话需要腾退,属实吗?rdquo;微信网友“星诚”留言称。对此,“安居北京”给出了肯定的答复?/p><p>事实上,这一规定是由共有产权房的住房性质决定的。在北京现行的多维度住房保障体系中,对于中低收入群体,通过租赁型、小户型、低租金,满足市民基本住房需求;对于夹心层群体,通过产权型、中户型、适当售价,满足市民自住性住房需求;对于高收入群体,通过产权或租赁型、市场价格,满足市民不同层次住房需求?/p><p>北京市住建委表示,共有产权房主要面向“夹心?rdquo;的住房困难群体,作为中端支持的重要方式,让住房制度更加公平合理?/p> 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